Personal Banking :: Savings Accounts

Savings & Money Market Accounts

Savings Account

There’s no such thing as saver’s remorse. Start saving today.

  • Competitive interest
  • Free when you maintain a $100 average daily balance, or $1 monthly charge if average balance falls below $100
  • Only $100 to open
  • Build your savings automatically with automatic transfers from your CertusBank checking account
  • Great free benefits, including free Online Banking and free eStatements

Cookie Jar Savings Club

Kids 12 and under can join the Club for free and receive:

  • Free Savings Kit with membership card, bag and more
  • Pick a prize from the cookie jar with each in-branch deposit
  • No monthly service charge and no minimum balance
  • Only $5 to open
  • Competitive interest

Minor Savings

A free account to teach your child healthy savings habits.

  • Competitive interest
  • No monthly service charge and no minimum balance
  • Only $20 to open

Money Market

Earn a competitive interest rate while enjoying the flexibility of check writing privileges.

  • Tiered interest; earn higher rates with higher balances
  • No monthly fee when you maintain $1,000 average daily balance, or $5 monthly charge if balance is not maintained
  • Only $100 to open
  • Great free benefits, including free online banking, free checks, and free eStatements

Health Savings Account (HSA)

A tax-free account to help you save and pay for medical expenses with a high deductible health plan.

  • Competitive interest
  • No monthly service charge and no minimum balance
  • Free checks and free Visa debit card
  • Only $100 to open
  • Great free benefits, including nationwide free ATMs, free online banking, and free eStatements

Certificates of Deposit

Fixed interest rates, flexible terms and FDIC insurance.

  • Competitive interest rates
  • Only $500 to open
  • FDIC insured up to maximum limits
  • Terms from 1 month to 5 years

The Annual Percentage Yield stated on the homepage of this site is currently available but is subject to change at any time. The minimum balance to open and earn the advertised APY is $500. Early withdrawal penalty may apply. Member FDIC.

Individual Retirement Accounts (IRAs)

An IRA may provide either a tax-deferred or federally tax-free way to save for retirement.

  • Traditional and Roth IRAs
  • Terms from 1 month to 5 years
  • FDIC insured up to applicable limits

Ready to take the first step? Call or visit any branch to open your savings or money market account today.

*Ask a team member how to maximize your coverage or visit the FDIC website at www.fdic.gov/EDIE.

Account benefits subject to change without notice. Accounts subject to bank approval.