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Online Services :: Rates

Personal Banking: Rates

Consumer Deposit Rates Effective:

Checking Accounts

Annual Percentage Yield

Interest Checking &
50+ Interest Checking

0.07%

Community Checking

Annual Percentage Yield

$15,000.00 – $24,999.99

0.50%

$25,000.00 & Over

0.86%

CommunitySouth@Work and CommunitySouth in Uniform

Annual Percentage Yield

$0 - 9,999.99

0.15%

$10,000 - $24,999.99 0.50%

$25,000.00 & Over

0.86%

Savings Accounts

Annual Percentage Yield

Personal Savings

0.30%

Minor Savings

0.30%

Cookie Jar Savings 0.30%
Health Savings Account 0.20%

Savings IRA

0.20%

Money Market Accounts

Annual Percentage Yield

$1,000.00 – $9,999.99

0.53%

$10,000.00 – $24,999.99

0.73%

$25,000.00 & Over

1.02%

CD Specials

Annual Percentage Yield

36 Month Inflation Protection
CD Special

- Features one-time free withdrawal after 12 months and
a one-time interest rate increase option.
Requires one of the following: (1) an existing CommunitySouth checking, savings or money market account, or (2) a new CommunitySouth checking, savings or money market account with $1,000 minimum balance.

2.06%*
60 Month Inflation Protection
CD Special

- Features one-time free withdrawal after 18 months and
a one-time interest rate increase option. Requires
one of the following: (1) an existing CommunitySouth checking, savings or money market account, or (2) a new CommunitySouth checking, savings or money market account with $1,000 minimum balance.
2.53%*

Certificates & IRA Certificates

Annual Percentage Yield

1 Month

0.92%

3 Months

1.03%

6 Months 1.18%

12 Months

1.42%

18 Months 1.59%
24 Months 1.77%
36 Months 1.78%
48 Months 2.28%
60 Months 2.28%
FDIC Insurance »

Informational Video about FDIC Insurance

CommunitySouth is participating in the FDIC's Transaction Account Guarantee Program.

Under that program, through December 31, 2010, all non-interest bearing transaction accounts and accounts earning less than 0.25% interest rate are fully guaranteed by the FDIC for the entire amount in the account.

Coverage under this program is in addition to and separate from the coverage under the FDIC's general deposit insurance rules.

More Information

> Click here to watch a brief video about FDIC insurance

> Visit the FDIC website at www.fdic.gov/EDIE

> Talk to a CommunitySouth team member to learn how to maximize FDIC coverage

 



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