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Personal Banking Services


Convenient Branches
With Saturday banking, early morning and late evening hours, nationwide free ATMs and convenient locations across the Upstate, we're here when you need us! All our lobbies and drive-thrus are open:

  • Monday - Friday: 8am - 6pm
  • Saturday: 9am - 12pm

Nationwide Free ATMs
Any ATM. Anywhere. No charge. Use any ATM in the US for free, and we'll even pay the other bank's fee. Finally a bank that doesn't charge you for accessing your own money!


Free Online Banking & Bill Pay
Bank when it's convenient for you. With our free Online Banking & Bill Pay service, your accounts are accessible 24 hours a day, 7 days a week.

  • Pay bills online, without checks or postage
  • Set up future and recurring bill payments
  • View account balances
  • Transfer funds between accounts
  • View check images
  • Place stop payments
  • View account history and run reports
  • Transfer funds between accounts
  • Export your data to financial management software such as QuickBooks® and Quicken®

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Free VISA ATM/Debit Card
Use your debit card everywhere VISA is accepted - for free! Your card also functions at any PLUS or STAR enabled ATM in the country. And because CommunitySouth pays all ATM surcharge fees, you can use any ATM in the US for free.

  • Make purchases at millions of VISA merchants
  • Get cash back with your purchases
  • Use your card at any ATM for free
  • No annual fee, no transaction fee and never an interest charge

Credit Cards
Organize your expenses, enjoy low interest rates and earn rewards on purchases with a convenient CommunitySouth Credit Card.

  • Choose from several credit card programs, including no annual fee, low annual percentage rate & free balance transfer options
  • Optional DreamMiles Rewards program allows you to earn points that are redeemable for free air travel, hotel discounts, shopping, dining and more.

Free Bank-by-Phone
Access your accounts, 7 days a week, 24 hours a day, using your telephone. One call to 800-561-2310 lets you:

  • Check account balances
  • Review recent transactions
  • Verify cleared checks
  • Transfer funds between accounts
  • Make loan payments
  • Place stop payments

WOW Customer Service
What really sets us apart is our service. Our staff is committed to exceeding your expectations, and we understand that human worth is more important than financial worth. Visit any branch and expect:

  • To be greeted with a smile
  • Thanked for your business
  • Your calls answered by a live person
  • Your loan requests responded to quickly
  • Comfortable and inviting banking environment

Free Refreshment Center
We care about our customers - and it shows! Visit any CommunitySouth branch and help yourself to our free signature refreshment center.

  • Free freshly baked cookies
  • Free steaming hot coffee
  • Free soft drinks and spring water
  • Seasonal refreshments, including hot cider

Other Convenience Services

  • All Day Deposit Credit
  • Direct Deposit
  • Bounce Free Coverage
  • Overdraft Coverage
  • Night Depository Facilities
  • Wire Transfer Service
  • Safe Deposit Boxes
  • American Express® Traveler's Cheques
  • Notary Services
  • Foreign Currency Orders

 

Be rewarded for maintaining a relationship with us. Open a Community Checking account and receive these money-saving benefits and much more!

-Balances earn tiered interest
-Bonus CD rates
-Consumer loan discounts
-Discounted HELOC closing costs
-Free small safe deposit box
-And much more!

Open yours today!