Business Retirement Plans

Traditional IRAs
A Traditional Individual Retirement Account (IRA) allows you to defer taxes on your earnings until they are withdrawn. In addition, if you are eligible, your contributions may be tax deductible in the tax year for which they are made.

• Defer taxes on your earnings until they are withdrawn.
• No minimum contribution requirement.
• Contributions may be tax deductible.

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Roth IRAs
The Roth IRA gives you the ability to invest after-tax dollars today, let the investment grow tax-free, and take qualifying withdrawals after a five-year holding period tax-free.

• Contributions are allowed even if you are covered by a company pension plan.
• Allows money to grow tax-free if you take qualified withdrawals after you have had a Roth IRA for at least five years.
• Principal amount is never subject to taxes when you stay within contribution guidelines

Get started on the road to retirement today! Call 864-306-2540 or visit any CommunitySouth branch location.