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Business Banking: Loans & Lines


Short-Term Financing

A revolving line of credit or a short term loan are good borrowing options if you need everyday working capital, and plan to repay the loan within one year.

Construction Loans and Owner-Occupied Commercial Mortgages
Our bankers understand what’s involved in borrowing to purchase land and buildings or to construct new facilities, and we go the extra mile to help make everything go smoothly.

Property Improvement Loans for Owners or Tenants
When you’re ready to renovate, improve, or expand your place of business, CommunitySouth Bank & Trust is ready to help. These loans can be repaid over a period of years and feature competitive rates and terms.

Business Line of Credit
If you have short-term credit needs for seasonal working capital, inventory financing, or emergencies, you’ll enjoy the convenience of a special credit line that gives you easy access to your money simply by requesting an advance.

Business Term Loan
Ideal for longer financing needs for equipment purchases or property improvements with flexible terms and competitive fixed or variable rates. Use the equipment or property as collateral or you can take advantage of the equity in your home to help meet your business’ financial needs.

Small Business Administration Loans
SBA Loans are guaranteed by the U.S. Small Business Administration (SBA) and offer longer terms and lower down payments than conventional term loans. Choose from an SBA 7(a) Loan or SBA 504 Loan.

Learn More Today
To discuss your company's individual financial needs, visit any of our office locations or call us at 864-306-2540.

The financial tools you need to help your business grow.


CommunitySouth specializes in helping small and mid-size companies find the money they need to grow.

Our team of experienced Community Bankers will work with you to find the program that best meets your business's unique financial needs.

>Contact us today